Month: December 2014

UBA 2014 Health Plan Survey Executive Summary Now Available

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Since 2005, United Benefit Advisors® (UBA) has surveyed thousands of employers across the nation regarding their health plan offerings, their ongoing plan decisions in the face of significant legislative and marketplace changes, and the impact of these changes on their employees and businesses.

Nondiscrimination Rules for Benefits Plans | Chicago Employee Benefits

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Question: What are the Employee Retirement Income Security Act (ERISA) rules about nondiscrimination in benefits plan designs to assist with creating benefit class carve-outs? Answer: Under the Health Insurance Portability and Accountability Act (HIPAA, which is governed by ERISA) and I.R.C. ยง 125 plan rules, employers are allowed to offer different contribution levels or benefit … Continued