By Lisa Weston, Lisa Weston, CWC, CWPM Director of Wellbeing Program Management at BAGNALL A UBA Partner Firm The terms “wellness” and “well-being” are often used interchangeably; however, they mean very different things when applied to workplace health promotion. Traditionally speaking, employee “wellness” programs have primarily focused on just physical health. Whereas employee “well-being” programs … Continued
Abridged from www.thinkhr.com On April 20, 2016, the Departments of Labor, Health and Human Services, and the Treasury released the 31st set of Frequently Asked Questions (FAQs) on the implementation of the Affordable Care Act (ACA) and other health plan-related laws. The FAQs address questions on preventive services, coverage rescissions, mental health parity, and more. … Continued
By Josie Martinez Senior Partner and General Counsel at EBS Capstone a UBA Partner Firm According to the IRS, identity theft has been the number one consumer complaint to the Federal Trade Commission for 15 consecutive years. The Bureau of Justice Statistics estimates that 17.6 million people were victims of identity theft in 2014. Organizations … Continued
By Maggie Leyes www.lifehappens.org Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan debt. Many people assume that … Continued
By Bill Olson Chief Marketing Officer at United Benefit Advisors Not many things incite more fear than receiving a notice that you’re about to have an audit, especially from the Department of Labor (DOL). The DOL is a cabinet-level department of the U.S. federal government responsible for occupational safety, wage and hour standards, unemployment insurance … Continued
By Bill Olson Chief Marketing Officer at United Benefit Advisors We recently highlighted the top five best and worst states for group health plan costs. See below for your state’s average monthly premiums and read our breaking news release with the cost findings by industry. To quickly benchmark your plan by industry, region, or employer … Continued
By Elizabeth Kay, Compliance & Retention Analyst AEIS Advisors A UBA Partner Firm I have worked with my fair share of companies, both large and small, from companies that are just starting out to those that have been well established for 30 or more years. It has been my experience that most companies, no matter … Continued
By Matt Weimer, Director of Strategic Solutions Diversified Insurance Solutions, Inc., a UBA Partner Firm Health insurance premium renewal rates increased an average of 6.2 percent for all plans in 2015, up from the previous year’s 5.6 percent increase, according to UBA’s Health Plan Survey. Small businesses with fewer than 25 employees, which account for … Continued
By Bill Olson Chief Marketing Officer at United Benefit Advisors Every workplace has its fair share of slackers and goof-offs, but it’s what an employer does with those employees that solidifies its corporate culture as one of high or low performance. Employers that ignore low-performing employees risk more than just productivity. In an article titled, … Continued
By Jennifer Kupper In-house Counsel & Compliance Officer for iaCONSULTING a UBA Partner Firm In the earlier days of the Patient Protection and Affordable Care Act (ACA), a common question among employers and benefit advisors was whether there would still be a need for COBRA, the Federal Consolidated Omnibus Budget Reconciliation Act of 1985. Many … Continued