Negotiating over COBRA Coverage – Use EXTREME CAUTION! | IL Benefits Broker

By Elizabeth Kay, Compliance & Retention Analyst AEIS Advisors A UBA Partner Firm Have you ever overheard the new employee in the break room, bragging about how good their health insurance was with their previous employer, and how much less expensive it was than the coverage they are currently being offered? You may think ”If … Continued

Cadillac Tax – Should employers be making changes now? | IL Employee Benefits

By Elizabeth Kay, Compliance & Retention Analyst AEIS Advisors A UBA Partner Firm The Affordable Care Act (ACA) has brought about many changes in employee benefits. Plans have been eliminated, benefits added, rules changed, and rules have been delayed. The ACA has always been a heavily debated topic between the Republicans and Democrats, and now … Continued

Holiday Health Check-List: Use It or Lose It | Chicago Employee Benefits

www.newsusa.com As the end of the year nears, many of us are preoccupied with holiday parties, searching for the perfect gift for loved ones or making lists of things to accomplish before the new year begins. During this busy time, one important task is often forgotten on the to-do list: Make sure to use flexible … Continued

2016 Annual Limits Card Back by Popular Demand | Chicago Benefits Broker

By Bill Olson Chief Marketing Officer at United Benefit Advisors Many employee benefit limits are automatically adjusted each year for inflation (this is often referred to as an “indexed” limit). UBA offers a quick reference chart showing the 2016 cost of living adjustments for health and Section 125 plans, qualified plans, Social Security/Medicare withholding, compensation … Continued

Can Employers Access Current or Prospective Employee Social Media Accounts? | Illinois Employee Benefits Specialist

By Bill Olson Chief Marketing Officer at United Benefit Advisors We’ve become a very connected society, but that doesn’t mean we want to share everything with everybody. Take, for example, your social media site (e.g., Facebook, Twitter, LinkedIn, etc.). Typically, you have a select network of individuals with whom you want to connect and share … Continued

When the C-Suite Gets Seriously Sick | IL Benefits Broker

By Bill Olson Chief Marketing Officer at United Benefit Advisors Someone in the C-Suite of a company gets sick. I’m not talking about a cold or flu; I’m talking about a major, possibly even terminal, illness. Depending on the level of severity, what can the human resources department do to help communicate this information properly … Continued

How to Reduce Fullness | Chicago Employee Benefits

By Serena Styles www.livestrong.com When you eat a large meal, there is about a 20 minute span between when your stomach is full and when your brain recognizes that fact. For 20 minutes, you can continue eating and not realize the feeling of fullness in your stomach. This can result in severe overeating with uncomfortable … Continued

Ways to increase Employee Participation in a Wellness Program | Chicago Benefits Broker

Finding different ways to increase employee participation in a wellness program is challenging. Without a majority participation rate, your wellness goals are probably not going to accomplish your ideal employee health target. Please review this short video highlighting some of the strategies that you could implement in your wellness program.

UBA Health Plan Survey: Plans Popular with Employers Aren’t Always Tops with Employees | Illinois Employee Benefits

The UBA Health Plan Survey tracks plans offered by region as well as enrollment by region. From a prevalence perspective, preferred provider organization (PPO) plans are most prevalent in the Central U.S., though they generally dominate nationwide, except in the Northeast where consumer-directed health plans (CDHPs) are most prevalent. From an enrollment perspective, PPO plans … Continued

CMS Provides Clarity on PACE Act Implications for States | Illinois Benefits Broker

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Providing Affordable Coverage for Employees (PACE) Act amended the Patient Protection and Affordable Care Act (ACA) and redefined small employers as those with 50 or fewer employees; it also gives states the option to expand the definition to include employers with up to 100 … Continued