Most employers are, unfortunately, all-too-familar with the traditional approach to disability management: employees must prove they’re disabled. While this traditional strategy may seem effective to some, research shows that its adversarial nature …
The amount of information that an employer must understand regarding the Patient Protection and Affordable Care Act (PPACA) is, in one word, overwhelming. What might be neglected in that process, however, is a focus on educating their employees on the …
By Mick Constantinou, Advisor, Employee BenefitsConnelly, Carlisle, Fields, & Nichols, A UBA Partner Firm
“To be, or not to be,” is the famous opening phrase of the soliloquy in William Shakespeare’s tragic play Hamlet (Act 3, Scene 1). Early in th…
Small and mid-size employers, in particular, often use the services of a broker to get them the lowest rates on group healthcare. Often that means they jump from plan to plan looking for the short-term gains each year. But in today’s volatile health…
Peter Freska, CEBSBenefits AdviserThe LBL Group, A UBA Partner Firm
In my last post I ended with the following:
…with so many pending items and lack of awareness, what should employers do? Here is a list of items employers should already be eng…
By Holly ParsonsThe Wilson Agency, A UBA Partner Firm
My all-time favorite movie is Pay It Forward. It has a stellar cast that delivers a story about a young boy who is given the opportunity to make the world a better place and far exceeds anyone’s e…
The tragic tornadoes that struck Oklahoma earlier this week remind us all again how important Employee Assistance Programs (EAP) are for the workplace. Yet, according to the preliminary UBA Ancillary Benefits Survey, of the 8,557 employers answering q…
By Mick Constantinou, Advisor, Employee BenefitsConnelly, Carlisle, Fields, & Nichols, A UBA Partner Firm
The majority of recent conversation related to the legislation (i.e. PPACA, aka health care reform) that was confirmed as law last summer has …
Peter Freska, CEBSBenefits AdvisorThe LBL Group, A UBA Partner Firm
For the last couple of years we have been talking about Health Care Reform, but has anyone been listening?
First there was the debate of the legislation, then the “fix” legis…
From United Benefit Advisors Insight and Analysis Blog – by Bill Olson The new health care law is confusing, in part because the language is confusing. Just take the terms “essential health benefits,” “minimum essential coverage” and “minimum value coverage” as an example – it’s not hard to see why employers’ heads are spinning. While … Continued