By Barb Nefer www.livestrong.com Insurance is designed to offset major expenses in various life areas. For example, a homeowner’s policy covers damage to your house, while car insurance pays for repairs after an auto accident. Medical policies do not cover dental work, but you can get dedicated dental insurance. Dental policies vary, and many limit … Continued
Eighty-one percent of employees have elected vision benefits in 2016, up from 78 percent last year, according to Transitions.
Eighty-one percent of employees have elected vision benefits in 2016, up from 78 percent last year, according to Transitions.
By Geoff Mukhtar Communications Manager at United Benefit Advisors Many employers have done an excellent job of integrating financial wellness programs with their employees in order for them to improve their overall financial well-being. However, the most significant progress appears to be when employees actually speak with a qualified human being rather than relying on … Continued
The Affordable Care Act (ACA) has placed numerous obligations and responsibilities on applicable large employers (ALEs) and employers who sponsor group health plans.
By Danielle Capilla Chief Compliance Officer at United Benefit Advisors In serving 36,000 employers and 5 million employees, our UBA Partners get this question frequently: What federal guidance prohibits employers from reimbursing individual health insurance policies? Answer: The IRS has issued extensive guidance prohibiting employers from reimbursing health insurance policies on an individual basis. It … Continued
By Patty Tansang www.livestrong.com Overview A physical examination may be needed when you purchase a life insurance policy, especially for larger benefit amounts. Insurance underwriters use a multitude of factors to determine your risk of premature death, and hence, how much premium you will be charged. In addition to asking about your medical history (including … Continued
By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The government was busy recently, issuing the massive Benefit Payment and Parameters rule in addition to numerous other updates. Our recent blog reviews the updates to the Benefit Payment and Parameters rule; for more detailed information as it relates to standardized plans, small employer definition, … Continued
Corporate disaster plans used to be just weather-related, but in today’s world these plans should include acts of terrorism.
Corporate disaster plans used to be just weather-related, but in today’s world these plans should include acts of terrorism.