Life Insurance & Sports | IL Employee Benefits

www.lifehappens.org Question: “Will my sport cause me problems in purchasing new life insurance?” Answer: in most cases no, but there are some hobbies that may be a problem for the underwriters in the insurance company. Here is a list of seven high-risk sports that are problematic when it comes to getting life insurance. 1. Ice … Continued

Best and Worst Health Savings Accounts for Singles, Families | Benefits Broker Illinois

By Bill Olson Chief Marketing Officer at United Benefit Advisors We’ve just released the latest findings from the UBA Health Plan Survey related to how health reimbursement arrangements (HRAs) and health savings accounts (HSAs) are being used among employers. (Spoiler alert: California employers lead the way with the most generous account-based plans.) So which is … Continued

The Team That Eats Together Performs Better

Are you the type of employee who eats alone? You may be doing yourself a disservice according to an article on the Society For Human Resource Management’s website titled, “Breaking Bread At Work Boosts Bottom Line, Study Claims.”

The Team That Eats Together Performs Better

Are you the type of employee who eats alone? You may be doing yourself a disservice according to an article on the Society For Human Resource Management’s website titled, “Breaking Bread At Work Boosts Bottom Line, Study Claims.”

How to Calculate Cobra Insurance | Benefits Specialist Chicago

www.livestrong.com Losing your job can result in losing more than income—you may also lose employer-sponsored health coverage. To help unemployed, uninsured Americans at risk for financial ruin in the event of a medical emergency, Congress in 1985 enacted the Consolidated Omnibus Reconciliation Act, also called COBRA. COBRA requires certain employers to allow former employees the … Continued

The Team That Eats Together Performs Better | Chicago Employee Benefits

By Bill Olson Chief Marketing Officer at United Benefit Advisors Do your employees often eat alone? If so, you may be missing an opportunity, according to an article on the Society For Human Resource Management’s website titled, “Breaking Bread At Work Boosts Bottom Line, Study Claims.” This goes beyond the simple question of whether there’s … Continued

Let’s Face It; I’m Tired!

Have you noticed a recurring theme that we wish we had more time? In our quest to squeeze more out of the day, we often push sleep aside and humorously tell our friends and coworkers, “I’ll sleep when I’m dead.”

Let’s Face It; I’m Tired!

Have you noticed a recurring theme that we wish we had more time? In our quest to squeeze more out of the day, we often push sleep aside and humorously tell our friends and coworkers, “I’ll sleep when I’m dead.”

HRAs, HSAs, and Health FSAs – What’s the Difference? | Employee Benefits Illinois

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans. That is because each participant has their own account, at least for bookkeeping purposes. Under the tax rules, amounts may be contributed to … Continued

Avoiding a “Self Reported” Disability Claim Nightmare | IL Benefits Broker

By Allan Checkoway, RHU http://disabilityandseniorresources.com/ 1,200,100 Social Security Disability applications were filed in 1999 (48 percent or 579,000 were declined). In 2009, ten years later, 2,816,200 Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). The number of disability applications more than doubled while denials more than tripled. In one year, … Continued

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