It’s Not Negotiable

Do you know how to haggle? Some people delight in the prospect of obtaining a more favorable side to monetary negotiations. Others not only dread this thought, but will go to amazing lengths to avoid it.

It’s Not Negotiable

Do you know how to haggle? Some people delight in the prospect of obtaining a more favorable side to monetary negotiations. Others not only dread this thought, but will go to amazing lengths to avoid it.

It’s Not Negotiable

Do you know how to haggle? Some people delight in the prospect of obtaining a more favorable side to monetary negotiations. Others not only dread this thought, but will go to amazing lengths to avoid it.

Affordable Care Act Information Returns | IL Benefits Broker

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Under the Patient Protection and Affordable Care Act (ACA), individuals are required to have health insurance while applicable large employers (ALEs) are required to offer health benefits to their full-time employees. In order for the Internal Revenue Service (IRS) to verify that (1) individuals have … Continued

IRS Releases Draft 2015 Instructions for 6055/6056 Reporting | IL Employee Benefits

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Under the Patient Protection and Affordable Care Act (ACA), individuals are required to have health insurance while applicable large employers (ALEs) are required to offer health benefits to their full-time employees. In order for the Internal Revenue Service (IRS) to verify that (1) individuals have … Continued

UBA Survey Finds Self-Funded Pharmacy Plans Have Increased Nearly 30 Percent in Five Years | Illinois Benefits Broker

By Bill Olson Chief Marketing Officer at United Benefit Advisors As a result of the Patient Protection and Affordable Care Act (ACA) triggering cost increases for fully insured employer-sponsored health insurance plans, more employers are moving to a self-funded model for pharmacy plans, particularly among large employers (1,000+ employees), according to the 2014 United Benefit … Continued

DOL Issues Guidance on Classification of Independent Contractors | Chicago Employee Benefits

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Department of Labor (DOL) has issued an “Administrator’s Interpretation” to assist employers in determining if a worker is an employee or an independent contractor. The DOL has determined that many employers are incorrectly classifying employees as independent contractors, which can harm the worker and … Continued

A Small Matter Of A Big Bill

It’s no surprise that people are trying to save money on their health care costs. What could be a surprise is the bill you receive from an urgent care clinic.

A Small Matter Of A Big Bill

It’s no surprise that people are trying to save money on their health care costs. What could be a surprise is the bill you receive from an urgent care clinic.

CPR ASAP

You’re at home, at work, or on the street and someone collapses in front of you. They’re not breathing. This person could be a loved one, a coworker, or a complete stranger. Would you know what to do?

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