When it comes to retirement, most people know what to do; they just don’t know how to go about doing it.
When it comes to retirement, most people know what to do; they just don’t know how to go about doing it.
By: Danielle Capilla Chief Compliance Officer at United Benefit Advisors On May 11, 2015, the Department of Labor (DOL) along with other federal agencies issued an FAQ regarding the implementation of the Patient Protection and Affordable Care Act (PPACA) that focused on coverage of preventive services. Non-grandfathered group health plans and health insurance offered in … Continued
We all know that exercising the body can produce health benefits, but can we exercise our brain to make us smarter?
We all know that exercising the body can produce health benefits, but can we exercise our brain to make us smarter?
We all know that exercising the body can produce health benefits, but can we exercise our brain to make us smarter?
By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Question: How is PPACA’s “IRS Form W-2 safe harbor” regarding affordability calculated? Answer: Under PPACA, coverage is considered affordable if it costs less than 9.5 percent of an employee’s household income. Because employers are often unaware of an employee’s household income, there are three safe … Continued
By Michael Humphrey, MLHR, Sr. Employee Benefits Advisor at The Wilson Agency A UBA Partner Firm In last week’s blog, we explained the different types of stop-loss insurance. This week we will go over another important aspect of stop-loss: contract periods. Stop-loss contract periods are perhaps the most complicated aspect of understanding how stop-loss insurance … Continued
www.thinkhr.com Question: Is an employee assistance program (EAP) a COBRA-eligible benefit? Answer: Employee assistance programs (EAPs) that offer medical benefits such as direct counseling and treatment, rather than just referrals for counseling and treatment, are regulated under the Employee Retirement Income Security Act (ERISA) and therefore subject to reporting and notice requirements under the act. … Continued
It used to be in the workplace that if someone typed something they shouldn’t have, such as in a paper or email, then they could often try and retract or delete it or make the recipient swear that he or she wouldn’t share it.